After purchasing an insurance policy, you may need to make adjustments to your coverage To change your coverage, you will need to contact your insurance agent Some aspects of your policy are easy to alter, while others may be more difficult Life is full of changes, and insurance needs are no different. After you acquire […]
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Once I buy the policy, will I ever need to change my insurance coverage?
What is a car insurance deductible and how does it work?
What is the meaning of “deductible” in regard to car insurance? Your auto insurance deductible is the amount of money you pay for car repairs before your insurance company will cover the rest. Car insurance deductibles vary depending on the policy. Increasing your deductibles can lower your California car insurance rates, but you’ll be responsible […]
What does it mean when a policy is ‘fully paid up?’
When your car insurance policy is fully paid up, it means that your coverage is up-to-date, and you don’t owe any more premium payments until your next renewal date. But how does paid-up insurance impact your California car insurance rates? Depending on the company, drivers can save money with paid-up car insurance, 11% or more. […]
How much insurance coverage do I need?
How much insurance coverage you need to have will vary based on where you live and the requirements in your state. In California, drivers must have liability insurance in order to be considered legal drivers. But, how much insurance you need is a different story. In this guide, learn about how much insurance coverage rates […]
How does the insurance company determine my premium?
If you have ever wondered, “How does a car insurance company determine my premium?” you’re not alone. Many drivers out on the roads today know that they have an active policy but have no idea why their insurance company gave them their current rates. Now, if you’re on the hunt for California low cost car […]
Is full coverage really full?
Are you looking for full coverage car insurance? Depending on its value, it will be up to you if full coverage is worth it for your car. You can also add riders to full coverage to get further assistance on the road. Many companies offer full coverage California car insurance rates, so enter your ZIP […]
Can I add or remove coverages in the middle of my policy?
Nothing quite matches the thrill of buying a new home but along with the excitement come questions. For example, can you switch to a new home insurance company and add or remove coverages when you need to do so or is your policy an iron-clad contract? You’ll be happy to learn that, in this day […]
Why is auto insurance for California teens so expensive?
If you’re a teen driver in California or a parent of a younger driver, you’re probably wondering: why is car insurance for teens in California so expensive? Follow our comprehensive guide to learn how insurance premiums for teens are calculated, and what you can do to get lower California car insurance rates. By the time […]
How to Find Out if Someone Has Auto Insurance in California
Do you know how to find out if someone has car insurance in California? Perhaps you were the victim of a hit and run, or the other driver is refusing to give you insurance information after an accident. Knowing how to verify auto insurance coverage in these situations is vital. California car insurance laws require […]
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